The Fiscal Cliff Explanation
The Fiscal Cliff (This is a Reprint of the November Newsletter which you can sign up for here) You’ve surely heard that there’s a “fiscal cliff” coming. This newsletter will probably surprise you coming from me, but my guess is that more is being made of it then we’ll actually experience. That said, I want […]
Where to be Invested Now for Safety & Growth?
There is a deluge of financial propaganda hitting us wherever we turn. The answer to the question, “Where should I be invested?” is often difficult to answer. If you’ve been following this blog for a while, you’ve seen that I recommend diversifying across a multitude of financial market sectors and products to be prepared for […]
Free Investing Books on Tax Free Gains without Losses
Free Investing Books! We’re excited to announce a partnership that allows us to share four excellent books that cover a number of topics, but tend to focus on tax free and tax advantaged ways to grow your assets at higher rates than the market has been producing with much less risk. (This might sound unrealistic, […]
The Master Builder
The Master Builder (Note: This parable was passed on to me by my friend Larry. I don’t know who he heard it from, but thought it was a wonderful truth and wanted to share it here.) Now hear the parable of the Master Builder. A wise Master Builder decided after years and years of building […]
Fixed Index Universal Life Odds & Ends
Fixed Index Universal Life offers you the ability to grow your assets tax deferred and pull the money out to use at anytime tax free in addition to letting you participate in the stock market’s upside without having to suffer the downsides. It does all this in addition to the life insurance benefits which attracted […]
Tax Free Growth Can Come Cheap
Tax Free Growth might seem impossible these days or it might seem like it comes with huge restrictions (such as a small annual Roth IRA limit on contributions) But tax free growth can come cheap if you know how to do it. We’ve been speaking about fixed index universal life insurance which allows you to […]
Fixed Index Universal Life Insurance
Fixed Index Universal Life Insurance offers you participation in the good years of the market with no participation in the down years of the market. Each product is different, so remember we are talking in generalities here in order to educate you about what this type of product is, but this product can be an […]
Guaranteed High Interest Growth
Guaranteed High Interest Growth is available today through Lifetime Income Roll Up Riders on Fixed Index Annuities. We spent the last several posts talking about the opportunity in fixed index annuities today to capture some of the upside of the stock market without participating in the downside of the market (which you can read starting […]
A Word of Warning on Fixed Index Annuities (or any Fixed Product)
Do Fixed Index Annuities offer some wonderful benefits that you can’t find anywhere else? Absolutely! Are they the Be All, End All financial product that you should dump all your money into? We would strongly urge you not to! We’ve just spent a couple posts talking about how wonderful FIA’s can be (which you can […]
Fixed Index Annuities: Then & Now
Fixed Index Annuities have only existed a couple of decades. (See here for our fixed index annuity introduction.) We used to love them because they offered a large amount of the index gains with no chance for losses. You would often be offered Annual Point to Point Caps in the 10 to 12% range, so […]