Fixed Index Annuities
We have a love/hate relationship with Fixed Index Annuities. We used to love them, then we began to hate them, and now we’re swing back towards love…in the right situations. Most Fixed Index Annuities aren’t right for everyone, but for the right person, they can be an excellent part of your planning strategy! (We’re continuing […]
Fixed Annuities & Variable Annuities
Fixed Annuities & Variable Annuities are two common types of what is called “Deferred Annuities”. Unlike the immediate annuity that we discussed on Friday, these types of annuities are designed to grow your capital in a tax deferred manner before then being used to provide a lifetime income. Let’s look at both types… Fixed Annuities […]
What is an Annuity?
An annuity is basically a savings or investment vehicle offered by an insurance company. It should not be considered an investment technically, because it is not. And it should not be considered a bank savings account, because it is not. But different types of annuities have features that might be very similar to these other […]
Insurance That Deserves a Second Look
We’re starting a new series on types of insurance that deserve a second look. We’re calling it that because each has seen an incredible transformation over the years. Over three years ago, we gave an introduction to the insurance topic here. We’ll be focusing on 3 types of products in this series (that will really […]